你的梦想可以实现

We offer incentives to make your dream of owning a home in Atlanta become a reality.

援助项目 & 激励

There are multiple options to help make your dream of homeownership possible within the 足球外围买球靠谱平台市. 激励 can be combined to reduce the funds you need to close.

2024年开放日之旅

The Invest Atlanta 房屋所有权月开放参观2024 is a free event designed to provide homebuyers helpful information to purchase a home in Southwest Atlanta with Invest Atlanta down payment assistance. Enjoy a self-guided tour of available homes for sale in the Oakland City, Venetian Hills and Bush Mountain neighborhoods starting from Herman J. 罗素西区学院.

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项目要求
  • 参与者必须捐献1美元,500 of their own funds (items purchased outside of closing count toward this requirement).
  • Participants cannot own interest in any other property.
  • 该物业必须自住.
  • 该属性无法制造.
  • Existing properties must pass inspection prior to closing.

足球外围买球靠谱购房者流程

1
Q&一个会话
90分钟问答&A session is mandatory, and you’ll get a better understanding and an opportunity to ask questions.
2
购房教育
Homebuying is a unique process with a lot to learn, so we require attending a homebuyer education class with a participating educator.
3
联系参与贷款机构
Contact one of our Participating 银行 to qualify for a mortgage and assist you with incentive selection.
4
找到你的家
Find a home within the city limits of Atlanta to qualify for Invest Atlanta’s assistance programs. 然后提交你的报价并获得一份合同.
5
关闭
Work with one of our participating closing attorneys to help the closing process flow smoothly.
葡萄城复兴计划(VCRI)
购房者 that meet income qualifications and plan to stay 5+ years in their new Vine City home can get $20,000英镑作为首付款 & 关闭成本.

结构

购房者可获得20美元,000 toward the down payment and/or 关闭成本 that is fully forgiven after living in the home for 5 years. This incentive can be used with a home renovation mortgage loan.

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
The minimum credit score requirement is determined by each participating lender.
This incentive requires a program fee of $1000 to cover the cost of education and ensure commitment to the 5 year minimum living requirement.
Must attend a special renovation education class by 资源 for Residents & 社区或致力于社区.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.

合格的属性

  • 单户独立式住宅, 2-4 unit townhomes 和公寓, newly constructed or existing.
  • Property must be located within incentive boundaries: Donald L. Hollowell Pkwy to the north; Northside Dr to the east, Martin Luther King Jr. Dr. to the south; Joseph E. 西边是洛厄里.
  • 这一激励措施没有购买价格上限.

收入限制

家庭规模 最大的收入
1人 $105,420
2人 $120.400
3人 $135,520
4人 $150,500
5人 $162,540

下一个步骤

对这个项目感兴趣吗?? 查看我们的购房者计划流程.

ATL家居装修优势
购房者 that qualify and use a home renovation mortgage loan can receive $20,000英镑作为首付款 & 关闭成本.

结构

购房者可获得20美元,000 toward the down payment and/or 关闭成本. The loan is fully forgiven after living in the home for 5 years.

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
The minimum credit score requirement is determined by each participating lender.
Must attend a special renovation education class by 资源 for Residents & 社区或致力于社区.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.
这项奖励需要1200美元的项目费用 to cover the cost of education.

合格的属性

  • 单户独立式住宅, 2 - 4单元, townhomes 和公寓, newly constructed or existing.
  • 最高购买价格为385,000美元.

收入限制

家庭规模 最大的收入
1人 $90,360
2人 $103,200
3人 $116,160
4人 $129,000
5人 $139,320

下一个步骤

对这个项目感兴趣吗?? 查看我们的购房者计划流程.

市区按揭援助计划(IMAP)
购房者 that meet income qualifications can receive $20,000英镑作为首付款 & 关闭成本.

结构

购房者可以获得30年固定利率的联邦住房贷款, VA, 或者传统抵押贷款, 还有20美元,作为首付款及/或成交费用. The loan is fully forgiven after living in the home for 5 years.

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
Minimum FICO credit score is 660 with maximum DTI of 45%. FICO评分680,最大DTI为50%.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.
这项奖励需要1200美元的项目费用.

合格的属性

  • 单户独立式住宅, 2 - 4单元, townhomes, 和公寓, 新建或现有的.
  • 最高购买价格为385,000美元.

收入限制

家庭规模 最大的收入
1人 $90,360
2人 $103,200
3人 $116,160
4人 $129,000
5人 $139,320

下一个步骤

对这个项目感兴趣吗?? 查看我们的购房者计划流程.

佩里博尔顿抵押贷款援助计划
符合条件的房主可以获得10美元,000 or $20,000 when buying a home in the Perry Bolton Tax Allocation District.

结构

购房者 at 80% of AMI or below who are purchasing homes deemed permanently affordable are eligible to receive $20,000元援助.  购房者 with household income up to 120% of AMI, who are purchasing a home that is not permanently affordable, 但在佩里·波顿的范围内, 是否有资格获得10美元,000元援助.  The loan is fully forgiven after living in the home for 5 years. 

需求

必须有资格申请30年期固定利率住房贷款, VA, 或者传统抵押贷款 loan with an Invest Atlanta participating lender.
The minimum credit score requirement is determined by each participating lender.
This incentive requires a program fee of $1000 to cover the cost of education and ensure commitment to the 5 year minimum living requirement.
For this incentive, homebuyers cannot exceed $25,000 in liquid assets.

合格的属性

  • 单户独立式住宅, 2-4 unit townhomes 和公寓, newly constructed or existing.
  • Property must be located within the Perry Bolton Tax Allocation District.
  • 最高购买价格为30万美元.

收入限制

家庭规模 最大的收入
1人(80% AMI) $60,240
2人(80% AMI) $68,800
3人(80% AMI) $77,440
4人(80% AMI) $86,000
5人(80% AMI) $92,880
1人(120% AMI) $90,360
2人(120% AMI) $103,200
3人(120% AMI) $116,160
4人(120% AMI) $129,000
5人(120% AMI) $149,640
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